FFCRA Facts: The law covers private employers with less than 500 employees and certain public employers. Employees are eligible to receive up to 80 hours of paid sick leave at 100% of pay when the employee is unable to work because the worker is quarantined, and/or is experiencing COVID-19 symptoms or seeking a medical diagnosis (i.e. waiting for test results). Read More

Change is coming to auto insurance in Michigan on July 2, 2020. Some of these changes are significant, you will be required to select a limit for Personal Injury Protection (PIP). Your decision will carry financial consequences and risk, so be informed. What does the no-fault auto reform bill mean to Michigan drivers? Read More

WFH:  The Cyber Hacker’s Dream Working from home has been the key solution to survival for businesses, for many it was the only way to avoid operations halting completely.  For some companies, WFH will remain the way of the future.  This opens up a whole new avenue for cyber criminals.  Be vigilant, make sure attention is focused on home office cyber security and employee education. The number of business email compromises in the first few months of 2020 almost equals the total amount seen in 2019, thanks in part to hackers trying to exploit changes in how people are now working.  Keep in mind the average cost of a data breach is $3.92 million, don’t leave your business exposed to these threats. Read More

Don’t know where to start?  Don’t give up!   We have built a sample Construction Industry COVID-19 Preparedness Response Plan. Businesses that have already reopened are required to submit a COVID-19 preparedness response plan by Monday June 1st to the Michigan Department of Labor and Economic Opportunity.  The plan is to be consistent with the recommendations included in the Guidance on Preparing Workplaces for COVID-19, developed by OSHA.  All other businesses will have to create a similar plan within two weeks of reopening for in-person activities. Read More

Don’t know where to start?  Don’t give up!   We have built a sample Manufacturing Industry COVID-19 Preparedness Response Plan. Businesses that have already reopened are required to submit a COVID-19 preparedness response plan by Monday June 1st to the Michigan Department of Labor and Economic Opportunity.  The plan is to be consistent with the recommendations included in the Guidance on Preparing Workplaces for COVID-19, developed by OSHA.  All other businesses will have to create a similar plan within two weeks of reopening for in-person activities. Read More

Your business faces potential liability from Employees, Clients and Customers in the wake of COVID-19.  An Exposure Prevention Response Plan is a critical step in managing these new business liabilities through written safety procedures, employee training and record keeping.  Read More

Without a cure for COVID-19, “how” will you prepare and resume operations?  The below workbook answers that question and provides a “road map” for creating your own plan.  Crain’s Detroit Business recently shared Lear Corporation’s Safe Work Playbook for COVID-19 Pandemic Preparedness and Response, which provides protocols and procedures to reestablish a safe work environment. Read More

What Our Clients Are Saying

Clients choose to hire us because we know their business and know what they need. They continue to work with us because we put their interests first.

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“[…] Eileen and her staff understand our industry, and have the knowledge and experience to guide us. I have a lot to think about running and managing a contracting business, but I know I can rely on the team at Koppinger & Associates who care about the success of my business and the welfare of my employees.” Read More

“Partnering with Koppinger & Associates, Inc., we were able to prepare and tackle the hurdles of Healthcare Reform and the Affordable Care Act. Koppinger & Associates, Inc. had the knowledge and dedication to create and execute a plan […]. The guidance that Koppinger & Associates, Inc. provides us is unrivaled!” Read More

“Koppinger & Associates, Inc. looks at the business first and evaluates the needs of each business on an individual basis. Each business is unique and I would expect nothing less. The staff at Koppinger & Associates, Inc. is awesome to work with, and presents themselves as a team.” Read More

“As a CNC machining company, we have seen our share of changes in our market and the economy. Koppinger & Associates, Inc. has been our insurance backbone for over 20 years in both Commercial Insurance and our Employee Benefits program.” Read More

"Koppinger & Associates is a true strategic partner, we know we can count on Eileen and her team for advice. Whether we are managing our risks for a plant expansion or evaluating our sprinkler system and infrared testing to reduce fire exposure, her team delivers quality advice and solutions to our privately-held, 70 year-old manufacturing company." Read More

With Eileen and the Koppinger & Associates team, our needs are always in focus and a priority. During our 20-year partnership, they have been exceptional advisers and resources. From assistance with contract review and negotiation, to benefit plan compliance, we know we can count on them for the help we need. Read More

“The team at Koppinger & Associates is responsive, proactive and our total resource. From assisting us with safety programs, to creating a plan to manage our benefit programs including employee education about consumer driven health plans, Eileen and her team bring the knowledge and resources we need to be our best.” Read More

“We were concerned with the lack of employee engagement and education regarding our benefit plans. We heard about Koppinger & Associates, Inc. through a mutual contracting associate. After meeting with Eileen, she conducted a complete analysis of our needs and educated us on the plans that made the most sense based upon our needs. Our… Read More

“Partnering with Koppinger & Associates, Inc. was one of the best business decisions we have made. We are extremely satisfied with the responsiveness we receive from Eileen and her team. They are always there to answer our questions, we are treated as if we are their only client.” Read More

“We are one of the largest Marine Diving Contractors in Michigan. With Koppinger now part of our team, we have lowered our workman’s comp insurance rates and are now protected with the proper Marine and pollution policies and winning more bids.” Read More

“As a small business managing compliance can be a full time job, Koppinger & Associates brings the knowledge, assistance and resources to help us meet the challenge! It is not uncommon to find Eileen in the plant helping our supervisors with return-to-work programs and safety or conducting an open enrollment meeting for our employees: our needs are always in focus and the priority.” Read More

“Koppinger & Associates first takes a very personal interest in your business, then designs the most competitive insurance program available. Rarely do you find a professional services firm who invests their time to really know and understand your business.” Read More

“From contract review to safety assistance, Koppinger & Associates provides knowledgeable guidance, we truly see them as a strategic partner.” Read More

“When it comes to risk management, Koppinger & Associates, Inc. provides the personal service and expertise we were looking for. Eileen and her team have a logical method of explaining and educating us in the world of risk transfer that is clear and to the point. We can always rely on their support and it is reassuring to know we have an adviser who keeps our best interest first.” Read More

“We are a growing manufacturer and people are our most important asset. […] We needed a strategic, long-term plan for our benefit programs, including benefit education for our employees and support for our People Operations (Human Resources). The team at Koppinger & Associates delivered a well-thought-out plan, critical in-person employee education our team needed and five star support.” Read More

“Koppinger & Associates, Inc. has been instrumental in my ability to effectively administer our Employee Benefits program. They are very knowledgeable and ready to assist with open enrollments, employee education, billing and claims.” Read More

“You want the Koppinger & Associates team on your side. When our ownership structure changed we were in jeopardy of losing our excellent workers compensation experience, due to their knowledge of the Michigan Workers Compensation Bureau rules we successfully kept our experience: saving us thousands of dollars!” Read More

We Offer Solutions

We will help you identify business risks and implement problem-solving solutions that are tailored to your industry. Your needs come first with the ultimate goal of empowering you to lead and grow your business.